Does the Sdn Bhd company need an M&A Constitution for opening a bank account? Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
Does the Sdn Bhd company need an M&A Constitution for opening a bank account? Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
Does the Sdn Bhd company need an M&A Constitution for opening a bank account?
No, Sdn Bhd companies in Malaysia do not need a M&A constitution for opening a bank account. While a constitution (formerly known as Memorandum and Articles of Association) is optional for companies limited by shares like Sdn Bhd under the Companies Act 2016, the Companies Act can be used in its place, and a constitution is not mandatory for bank account opening 。
Explanation:
• Sdn Bhd and the Companies Act 2016:
Sdn Bhd companies, which are private limited companies, are considered companies limited by shares.
• Optional Constitution:
Under the Companies Act 2016, companies limited by shares, like Sdn Bhd, have the option to adopt a constitution.
• Alternatives to Constitution:
If a company chooses not to have a constitution, the provisions of the Companies Act 2016 itself will govern the company's internal affairs and management.
• Bank Account Opening:
Banks generally require a company's Notice of Registration or other official documents to open an account, not necessarily a constitution. They may also require resolutions from the directors authorizing the bank account.
• No Mandatory Constitution for Bank Account:
Therefore, even if an Sdn Bhd does not have a constitution, it can still open a bank account with the required documents and resolutions.
在马来西亚，Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
✅ 答案：不需要。 根据《2016年公司法令》（Companies Act 2016），对于私人有限公司（Sdn Bhd）来说，宪章（即之前所称的备忘录与章程 Memorandum and Articles of Association, M&A）是可选项，而不是开设银行账户的强制要求。
📘 详细说明：
1️. Sdn Bhd 属于股份有限公司 Sdn Bhd（Sendirian Berhad）是依据股份设立的私人有限公司，受《2016年公司法令》规管。
Singapore
