🏡 Best Mortgage Loan Services in Malaysia

🏡 Best Mortgage Loan Services in Malaysia

Looking to buy your dream home, refinance your property, or invest in real estate? ATUZ Solution offers custom mortgage loan solutions tailored to your financial needs. Whether you’re a first-time buyer or an experienced investor, we help you compare the best options and guide you through every step of the process.

🧾 Our Mortgage Loan Features

✅ Loan Amount: Up to 90% of property value
✅ Tenure: Up to 35 years or until age 70
✅ Interest Rates: Competitive, flexible fixed or floating options
✅ Approval Time: As fast as 5–7 working days
✅ Documents: Minimal documentation, expert support with application
✅ Special Plans: For refinancing, top-up loans, or second property purchases

We work with top banks and non-bank lenders across Malaysia to find the best rates and terms for you.

🏘️ What Type of Properties We Cover

Our mortgage loan services cover a wide range of property types:

• ✅ Residential homes (landed and high-rise)

• ✅ Shop lots and commercial properties

• ✅ Under-construction (new launches) and completed projects

• ✅ Sub-sale and auction properties

• ✅ Refinancing of existing properties

Whether you’re buying for own stay, renting out, or for capital gain—we’ve got you covered.

📋 How to Get Pre-Approved

Step 1: Contact our mortgage advisor for a free eligibility check
Step 2: Share your income documents (payslip, EA form, bank statements)
Step 3: We match you with the best mortgage options
Step 4: Submit the application with our full guidance
Step 5: Receive your Loan Offer Letter (LO) from the bank

🕒 Pre-approval can be done in 24-48 hours, helping you lock down the property you want.

🧮 Mortgage Calculator

Want to estimate your monthly repayment?

👉 Click here to use our Mortgage Loan Calculator (Insert your calculator link or embed tool)

❓ Frequently Asked Questions

Q1: Can I apply with joint income (e.g. with spouse)?
Yes, joint applications are allowed and often increase approval chances.

Q2: Do you offer loans for second or third properties?
Yes, we provide refinancing and multi-property investment support.

Q3: How much down payment is required?
Typically, a 10% down payment is required. Some cases may qualify for up to 100% financing.

Q4: Can foreigners apply?
Yes, selected banks offer mortgage loans for MM2H holders and expatriates (terms apply).

Q5: What documents are needed?

• NRIC/Passport

• Latest 3–6 months payslip or income proof

• EPF statement

• Property booking form/S&P agreement

📞 Speak to Our Mortgage Advisor Today

Buying a property is a big decision—we make it easier. Contact our friendly mortgage advisor now for a free consultation and loan comparison.

📲 Call / WhatsApp: +60 11‑1077 2286

📍 Location: Penang | Serving all of Malaysia