Looking for professional Mortgage Loan Services in Johor? Jujaya Trading provides customized housing and property loan consultancy, helping individuals and investors secure the best mortgage financing with fast approval, fair rates, and expert local support.
Mortgage Loan Services refer to financing solutions secured by property or real estate assets. These loans are commonly used to purchase, refinance, or renovate residential and commercial properties. Borrowers repay the loan through monthly instalments over an agreed tenure.
As a licensed loan intermediary, Jujaya Trading connects borrowers in Johor with trusted lenders, ensuring you find the most suitable mortgage loan package for your financial needs and property goals.
Jujaya Trading’s mortgage solutions cover both residential and commercial property needs.
As a Johor-based financial consultancy, Jujaya Trading offers convenience, speed, and transparency in property loan handling.
Mortgage loans are open to individuals, business owners, and property investors who meet the following basic criteria:
Prepare these essential documents to accelerate your mortgage loan process:
Applying for a mortgage loan through Jujaya Trading is easy and efficient. Follow these steps:
| Loan Type | Interest Rate (Indicative) | Tenure | Example Use |
|---|---|---|---|
| Home Loan (Residential) | 3.8% – 4.5% p.a. | Up to 35 years | Purchase or refinance a home |
| Commercial Property Loan | 4.5% – 5.5% p.a. | Up to 25 years | Shop lot, office, or warehouse purchase |
| Industrial Loan | 5.0% – 6.0% p.a. | Up to 20 years | Factory or industrial land financing |
Here’s why borrowers prefer using Jujaya Trading instead of applying directly through banks:
| Aspect | Jujaya Trading (Intermediary) | Direct Bank Application |
|---|---|---|
| Approval Speed | Faster processing due to pre-screening and lender network. | Varies per branch and loan officer workload. |
| Rate Options | Multiple competitive offers to compare and choose from. | Limited to one lender’s products. |
| Advisory Support | Expert guidance on tenure, documentation, and eligibility. | Generic support only. |
| Transparency | No hidden fees and full disclosure of terms. | May include administrative or valuation fees. |
Company: Jujaya Trading (SSM No. MA0029815-K)
Address: 21-02, Jalan Nusaria 11/1, Taman Nusantara, 79200 Iskandar Puteri, Johor, Malaysia
Website: www.johorloan.com
Services: Personal Loans, Business Loans, SME Financing, Mortgage Loans, Industrial Loans
Any Malaysian citizen or PR with a stable income and a property in Malaysia can apply through Jujaya Trading.
Yes, refinancing is one of Jujaya Trading’s key services — helping you lower your interest rate or access equity.
Yes, Jujaya Trading handles both home mortgage loans and commercial property financing in Johor.
Approval time depends on property type and documentation, typically a few working days to a few weeks.
No. Jujaya Trading maintains a transparent fee policy and discloses all costs upfront.
To apply for a mortgage or property loan, visit johorloan.com and submit your enquiry. The Jujaya Trading team will guide you through every step — from eligibility assessment to final approval.
In summary, Jujaya Trading’s Mortgage Loan Services provide Johor residents, investors, and developers with reliable, quick, and transparent property financing. With professional advisory, competitive rates, and personalized options, Jujaya Trading is your trusted partner for all mortgage loan needs in Johor.
Malaysia