Reno dreams die fast when cash vanishes. But smart budgeting? Turns "eek, broke!" into "nailed it." This dead-simple plan keeps your wallet happy—realistic wins over regret. No spreadsheets needed, promise.
Step 1: App-Track Daily Spends
Download a free expense app (like Money Manager)—log coffee runs, groceries, everything. Spots leaks fast, frees reno cash without feeling deprived.
Step 2: Prioritize Main Areas Only
Kitchen or living room first—don't chase whole-house perfection. One zone done right beats half-assed everywhere. Momentum + savings = smart.
Step 3: Calc Materials, Labor + 20% Buffer
Tally tiles, paint, pro fees—then slap on 20% extra for "oops" like surprise wiring or fancy upgrades. Covers curveballs, no debt drama.
Budget set, reno stress gone. You'll high-five your future self. SONS21 handles post-dust cleanup cheap!
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