Freehold vs Leasehold — What’s the Real Difference? 🏡

This is one of the most common questions every homebuyer asks:
“My agent says Freehold is better, but Leasehold is so much cheaper… what’s the catch?”

Let’s break it down 👇

Freehold
✅ You (and your future generations) own the land forever
✅ Easier to sell later on
✅ Banks usually approve loans faster
🚫 Usually more expensive

Leasehold
✅ Typically 10–20% cheaper than nearby Freehold units
✅ Developments are often newer with modern facilities
🚫 Lease period decreases over time (usually 99 or 60 years)
🚫 Selling or refinancing can be more complicated

So, which should you choose? 🤔
👉 If you’re buying for your own stay and plan to hold long-term, Freehold is the safer, more stable choice.
👉 But if you’re buying for investment and plan to sell within 5–10 years, Leasehold can still be profitable — as long as you choose the right location.

✨ The key isn’t just the land title — it’s the storyline behind your purchase.
(Location + Demand + Purpose = Real Value)