Looking to buy your dream home, refinance your property, or invest in real estate? ATUZ Solution offers custom mortgage loan solutions tailored to your financial needs. Whether you’re a first-time buyer or an experienced investor, we help you compare the best options and guide you through every step of the process.
✅ Loan Amount: Up to 90% of property value
✅ Tenure: Up to 35 years or until age 70
✅ Interest Rates: Competitive, flexible fixed or floating options
✅ Approval Time: As fast as 5–7 working days
✅ Documents: Minimal documentation, expert support with application
✅ Special Plans: For refinancing, top-up loans, or second property purchases
We work with top banks and non-bank lenders across Malaysia to find the best rates and terms for you.
Our mortgage loan services cover a wide range of property types:
✅ Residential homes (landed and high-rise)
✅ Shop lots and commercial properties
✅ Under-construction (new launches) and completed projects
✅ Sub-sale and auction properties
✅ Refinancing of existing properties
Whether you’re buying for own stay, renting out, or for capital gain—we’ve got you covered.
Step 1: Contact our mortgage advisor for a free eligibility check
Step 2: Share your income documents (payslip, EA form, bank statements)
Step 3: We match you with the best mortgage options
Step 4: Submit the application with our full guidance
Step 5: Receive your Loan Offer Letter (LO) from the bank
🕒 Pre-approval can be done in 24-48 hours, helping you lock down the property you want.
Want to estimate your monthly repayment?
👉 Click here to use our Mortgage Loan Calculator (Insert your calculator link or embed tool)
Q1: Can I apply with joint income (e.g. with spouse)?
Yes, joint applications are allowed and often increase approval chances.
Q2: Do you offer loans for second or third properties?
Yes, we provide refinancing and multi-property investment support.
Q3: How much down payment is required?
Typically, a 10% down payment is required. Some cases may qualify for up to 100% financing.
Q4: Can foreigners apply?
Yes, selected banks offer mortgage loans for MM2H holders and expatriates (terms apply).
Q5: What documents are needed?
NRIC/Passport
Latest 3–6 months payslip or income proof
EPF statement
Property booking form/S&P agreement
Buying a property is a big decision—we make it easier. Contact our friendly mortgage advisor now for a free consultation and loan comparison.
📲 Call / WhatsApp: +60 11‑1077 2286
📍 Location: Penang | Serving all of Malaysia
Malaysia