Overdraft Facilities

What Is Overdraft Facilities?

Overdrafts are flexible credit lines attached to a business bank account, allowing companies to withdraw more than their current balance up to an approved limit. This helps cover unexpected expenses or short-term funding needs instantly.

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Why Overdraft Facilities Matters?

Cash flow doesn’t always follow your schedule.

Whether it’s a late customer payment or an emergency purchase, having access to funds can make the difference between keeping your operations running or falling behind.

An Overdraft Facility helps your business:

• React instantly to urgent financial needs

• Cover expenses even when your account balance is low

• Smooth out cash flow fluctuations without long loan processes

• Pay interest only on what you use—not on the full limit

• Stay reliable to your staff, suppliers, and partners

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How We Help?

1. Assessment: We review your transaction history, business activity, and cash flow cycles to recommend an overdraft facility that suits your needs.

2. Tailored Limits: Get access to a credit limit customized to your operational scale and revenue flow.

3. Fast Setup: Enjoy quick approvals and seamless integration with your existing business bank account—so you can start using it immediately.

4. Flexible Usage: Withdraw funds as needed, repay at your pace, and reuse the facility anytime—no re-application required.

5. Ongoing Support: Our team advises on how to integrate overdraft usage into your broader cash flow strategy to reduce dependency over time.