Is property purchase mandatory for MM2H in 2026?

Yes, under the 2026 regulations, all MM2H participants are required to purchase a residential property in Malaysia. The minimum value depends on the tier: RM600,000 for Silver, RM1 million for Gold, and RM2 million for Platinum.

What are the 90-day stay requirements for MM2H?

Principal applicants aged between 25 and 49 must spend a cumulative 90 days per year in Malaysia. This requirement can be fulfilled by the principal or their dependents. Applicants aged 50 and above are currently exempt from this stay requirement.

Can I work in Malaysia with an MM2H visa?

Generally, MM2H is a social visit pass that does not allow employment. However, the Platinum Tier (USD 1 million deposit) provides flexibility for participants to engage in business and investment activities, subject to certain approvals.

MM2H 2026: Your Complete Guide to the New 4-Tier Residency System

The **Malaysia My Second Home (MM2H)** program has evolved into a strategic residency-by-investment scheme. As of 2026, the program is structured into four distinct tiers—**Silver, Gold, Platinum, and the Special Economic Zone (SEZ)**—each designed to cater to different financial profiles and lifestyle needs.

At **MyMalaysiaProp.com**, we help you navigate these changes to ensure your investment aligns with both immigration requirements and long-term capital growth.

1. The 2026 MM2H Tier Comparison

The following table outlines the core financial requirements and visa durations for each tier:

Tier	Visa Duration	Fixed Deposit (USD)	Min. Property Price (RM)
Silver	5 Years (Renewable)	$150,000	RM 600,000
Gold	15 Years (Renewable)	$500,000	RM 1,000,000
Platinum	20 Years (Renewable)	$1,000,000	RM 2,000,000
SEZ (Forest City)	10 Years (Renewable)	$32,000 - $65,000	RM 500,000*

*SEZ property must be purchased directly from developers in designated zones like Forest City, Johor.

2. Mandatory Property Purchase & Holding Period

Unlike previous versions of the program, **purchasing a home is now a compulsory requirement**. Key rules include:

12-Month Window: Participants must complete their property purchase within one year of visa endorsement.
10-Year Lock-in: The property cannot be sold for at least 10 years. However, you are permitted to "upgrade" by selling your current home and immediately purchasing a property of higher value.
FD Withdrawal: You may withdraw up to **50% of your Fixed Deposit** after one year to fund your property purchase, medical expenses, or children’s education in Malaysia.

3. Eligibility & Dependents

The 2026 MM2H program is one of the most family-friendly visas in Asia:

Age: Minimum 25 years old (21 for the SEZ/Forest City tier).
Dependents: You can include your spouse, parents, parents-in-law, and **unmarried children under the age of 35**.
90-Day Stay: Only required for those aged 25–49. If the principal is 50 or older, there is no minimum stay requirement.

Frequently Asked Questions (FAQ)

Can I apply for MM2H directly?

No. All 2026 applications must be processed through a **licensed MM2H agency** authorized by the Ministry of Tourism, Arts and Culture (MOTAC).

What happens if I want to cancel my visa?

If you cancel your MM2H pass, you are allowed to sell your property and withdraw the remaining balance of your Fixed Deposit.

Does MM2H lead to Permanent Residency (PR)?

MM2H is a long-term Social Visit Pass. While it provides many benefits of residency, it does not automatically lead to Malaysian PR or citizenship.

MM2H 2026: The Ultimate Guide to Malaysia’s 4-Tier Residency Program