🔍 "Why Some People Get Rich Quietly? It’s Not Luck—It’s These Little Habits."
💰 "Money is the outcome, but habits are the real game-changers."
You’ve heard of the power of compound interest, but what actually builds wealth are the small, daily actions most people ignore. Today, I’m sharing 5 underrated habits that my friends and I swear by—they seem simple, but after 1 year? The results will shock you.
▪️ How: The second your paycheck hits, transfer 10% to a separate account (pretend it doesn’t exist).
▪️ Proof: My friend @XiaoLin saved $20K in 3 years—seed money for her startup.
▪️ Tool: Bank auto-transfers or apps like Digit.
▪️ How: Spend 30 mins/day selling what you already do—upload photos to stock sites, review products for commissions.
▪️ Proof: College kid @AhQiang flips used textbooks on Carousell for $300/month side income.
▪️ Platforms: Fiverr (skills), Redbubble (designs), Xianyu (secondhand).
▪️ How: For non-essentials, hit "save for later" and ask after 3 days: "Will I die without this?"
▪️ Result: Cuts impulsive spending by 60% (saved enough for 2 iPhones last year 😏).
▪️ How: Quarterly, do this:
✓ Audit bank/credit statements
✓ Check if investments beat inflation
✓ Axe 1 useless subscription (looking at you, forgotten gym membership).
▪️ Freebie: DM me "DETOX" for my Budget Checkup Template.
▪️ How: Learn 1 income-boosting skill/year (e.g., AI tools, video editing).
▪️ Proof: Follower @Mei landed $1K+/month writing ChatGPT prompts—now her side hustle outearns her job.
▪️ Resource: Free Coursera courses (comment for links).
🔥 Your Turn:
"Which habit can you start TODAY? Pick one and commit in the comments!"
👇 Drop your choice below 👇
P.S. Want the Budget Checkup Template? DM me "DETOX" and I’ll send it free!
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SK Lim
Your Wealth Partner
Singapore