CIMB 0% Easy Pay is a credit card Easy Payment Plan feature that allows eligible CIMB cardholders to split purchases into monthly instalments at participating merchants. For solar panel buyers in Malaysia, this may be useful when the selected solar company or solar partner supports CIMB 0% Easy Pay.
According to CIMB’s official 0% Easy Pay page, customers can shop and pay for purchases in monthly instalments with the Easy Payment Plan credit card feature and enjoy 0% instalment. The page also lists Solar Panel as one of the participating merchant categories and explains that customers may choose a 3 to 36-month tenure when making payment at participating merchants.
| Bank | CIMB Bank |
| Product | CIMB 0% Easy Pay. |
| Purpose | Credit card instalment plan that may be used for solar panel purchases at participating solar merchants. |
| Plan Type | Credit card Easy Payment Plan, not a traditional solar loan or personal financing product. |
| Tenure | 3 to 36 months for monthly credit card payments, subject to CIMB’s latest terms and participating merchant arrangement. |
| Solar Category | Solar Panel is listed as a participating merchant category on CIMB’s official 0% Easy Pay page. |
| Solar Partner Reference | CIMB Deals mentions PLUSXNERGY solar PV system promotion. Homeowners should verify the latest promotion details, eligibility and availability before payment. |
| CIMB 0% Easy Pay | A credit card instalment option for eligible CIMB cardholders who purchase from participating merchants. Suitable for homeowners who prefer to split solar payment into shorter monthly instalments. |
| Participating Solar Merchant | Homeowners need to check whether the selected solar partner or installer accepts CIMB 0% Easy Pay before confirming the solar package. |
| PLUSXNERGY Deal Reference | CIMB Deals has mentioned PLUSXNERGY solar PV system promotion. Final package price, discount, system size, coverage area and validity should be checked directly with the merchant. |
| Solar Quotation Review | Homeowners should prepare the solar quotation amount, system size, roof details, monthly TNB bill and preferred instalment tenure before checking whether CIMB 0% Easy Pay is suitable. |
CIMB’s official guide explains that customers should look for the 0% Easy Pay logo when making a purchase at a participating merchant outlet. During payment, the customer may choose the monthly credit card payment tenure, and the instalment will then be billed to the credit card each month.
For solar panel installation, this means homeowners should first confirm whether their chosen solar partner accepts CIMB 0% Easy Pay. They should also confirm the solar package price, system size, roof suitability, warranty, after-sales service, payment schedule and any merchant-specific terms before proceeding.
Before choosing CIMB 0% Easy Pay for solar, homeowners should compare the monthly instalment amount with expected TNB savings. A 0% instalment plan may reduce upfront payment pressure, but the solar package price, credit card limit, repayment discipline, system quality, warranty and long-term ROI still matter.
Unlike a bank solar loan, CIMB 0% Easy Pay depends on credit card eligibility, available credit limit and participating merchant acceptance. If the solar package amount is higher than the available card limit, homeowners may need to ask the solar partner whether partial payment, different instalment tenure or another financing route is available.
After submitting the WhatsApp form, Solar100 will receive your area, monthly TNB bill, current quotation status, preferred solar partner and preferred instalment tenure. This helps Solar100 understand whether you want to compare CIMB Easy Pay, solar quotation, monthly payment, TNB savings, ROI and installer options.
CIMB 0% Easy Pay may be useful for homeowners who already have a CIMB credit card, sufficient credit limit and a solar quotation from a participating merchant. However, the better decision should be based on the full solar system value, not just the 0% instalment label.
Before confirming, homeowners should compare system size, panel brand, inverter brand, workmanship warranty, roof condition, estimated electricity savings, payback period, after-sales support and whether the installer can properly handle the solar application and installation process.
CIMB 0% Easy Pay is a credit card Easy Payment Plan feature that may allow eligible CIMB cardholders to split solar panel purchases into monthly instalments at participating solar merchants.
No. CIMB 0% Easy Pay is not a traditional solar loan. It is a credit card instalment plan. Homeowners who need a longer repayment period may need to compare other solar financing or bank financing options.
CIMB’s official page states that customers may choose a 3 to 36-month tenure for monthly credit card payments when making payment at participating merchants, subject to the latest CIMB and merchant terms.
CIMB’s official 0% Easy Pay page lists Solar Panel as one of the participating merchant categories. However, availability depends on the selected solar merchant, card eligibility, credit limit and current CIMB terms.
CIMB Deals has mentioned PLUSXNERGY solar PV system promotion. Homeowners should confirm the latest discount, promotion validity, package details and installation coverage directly before making a decision.
CIMB’s important notes state that cardholders who subscribe to 0% Easy Pay are required to pay the monthly instalment in full. If a monthly instalment is not settled in full when due, finance or facility charges may apply on the outstanding balance.
Yes. Before choosing any solar instalment or financing option, homeowners should compare estimated monthly payment with expected TNB savings, total solar system cost, system size, roof suitability, warranty and long-term ROI.
No. Solar100 is an independent solar information and installer comparison platform. Solar100 is not a bank, lender, financial adviser or official representative of CIMB. This page is prepared for homeowner education and comparison purposes only.
Solar100 is an independent solar information and installer comparison platform. This page is for homeowner education, reference and comparison only. Solar100 is not a bank, lender, financial adviser or official representative of CIMB Bank, CIMB Group or any solar partner mentioned. Please check the latest product terms, fees, charges, eligibility, participating merchant status, credit card limit requirement, instalment tenure, promotion validity and approval conditions directly with CIMB and the relevant solar merchant before making payment.
Malaysia
