Comprehensive coverage for hospitalisation, surgery, and certain outpatient treatments.
Cashless admission at panel hospitals via medical card (“swipe to admit”) for easier hospital admissions.
No lifetime limit on claims for some plans.
Calm room and board options with different tiers (e.g. RM150, RM200 etc) depending on plan level.
Options for deductibles or cost sharing (co takaful) to reduce premium while maintaining good coverage.
Ability to cover family (spouse & children) under same policy / certificate.
Flexible entry ages, often from infancy (or newborn registration window) up to older ages, with renewal to advanced ages.
Optional riders to enhance protection (e.g. MediBoost i) which can raise annual coverage limits or add value services.
Rewards or benefits tied to healthy behaviour or no claim periods in some plans.
