Dual Purpose – Provides life insurance protection along with potential investment growth.
Flexible Premiums – Adjust your contributions according to your financial goals and capacity.
Variety of Funds – Choose from equity, bond, balanced, or money market funds tailored to your risk tolerance.
Potential Higher Returns – Investment component offers the possibility of better returns compared to traditional insurance.
Policy Value Transparency – Track the value of your investments and insurance coverage anytime.
Partial Withdrawals & Surrenders – Access your investment savings as needed, subject to policy terms.
Estate Planning – Helps in wealth transfer to beneficiaries with life cover protection.
Tax Advantages – Eligible for tax relief under Malaysian tax regulations (subject to conditions).
双重用途 - 提供人寿保险保障，并具有潜在的投资增长潜力。
灵活保费 - 根据您的财务目标和能力调整您的缴费。
多种基金 - 根据您的风险承受能力，选择股票型、债券型、平衡型或货币市场基金。
潜在更高回报 - 与传统保险相比，投资部分可能带来更高的回报。
保单价值透明 - 随时追踪您的投资和保险保障价值。
部分提取和退保 - 根据保单条款，您可以根据需要提取您的投资储蓄。
遗产规划 - 有助于将财富转移给受益人，并提供人寿保险保障。
税务优惠 - 根据马来西亚税法规定，符合税务减免条件（需符合相关条件）。
